Blog Page 9

Cover Image for Independent Contractor Agreement Sample + 3 Things To Keep In Mind

Independent Contractor Agreement Sample + 3 Things To Keep In Mind

Hiring independent contractors is a popular way to do business. It is important to establish a contractual relationship with you 1099s to clarify their responsibilities and lower the risks of hiring them to work with you.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
13 minute read
Cover Image for Legal Liability: What It Means & How It Works

Legal Liability: What It Means & How It Works

You are deemed to be “legally liable” when you lose a civil court case to another individual, and the court determines you owe that person compensation. Here is what you need to know and how to protect yourself.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11 minute read
Cover Image for Commercial Real Estate Insurance: 6 Property Coverages You Need

Commercial Real Estate Insurance: 6 Property Coverages You Need

A well-thought-out insurance policy can protect your professional and personal investment in the buildings that you own. Here are the most important things to know about insurance coverage for commercial real estate property owners.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
7 minute read
Cover Image for What is Negligence? (And How It Works)

What is Negligence? (And How It Works)

Negligence is accidental harm that arises due to a failure on your part to prevent the harm. Negligence is made up of four legal elements: duty, breach, causation, and harm. Unlike with criminal acts or intentional torts (such as assault and battery or false imprisonment), you don’t intend to commit a negligent act. 

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
6 minute read
Cover Image for What Insurance Coverages Do Commercial Landlords Need?

What Insurance Coverages Do Commercial Landlords Need?

Landlord insurance policies, commonly called lessors risk policies, provide liability and property coverage for building owners who lease part or all of a building they own. Here is what you need to know about the insurance coverage needed to protect yourself.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5 minute read
Cover Image for Surety Bonds Vs Insurance - What's The Difference?

Surety Bonds Vs Insurance - What's The Difference?

Although they have some similarities, insurance and surety bonds are two distinctly different types of financial products that have completely different uses. Here is the different between surety bonds vs. insurance and why you might need both

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5 minute read
Cover Image for Heavy Equipment Insurance: How Much Does It Cost?

Heavy Equipment Insurance: How Much Does It Cost?

If you are a contractor, chances are you have equipment you will need to insure—either to protect your investment or to comply with certain loan requirements. We’re here to help, so give us a call if you have any questions or are looking for a heavy equipment insurance quote.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5 minute read
Cover Image for When Should You Hire A Carpenter Vs A General Contractor

When Should You Hire A Carpenter Vs A General Contractor

Knowing which contractor to hire means understanding the difference between general contractors and carpenters.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
6 minute read
Cover Image for Ecommerce Business Insurance: What Coverages You Need

Ecommerce Business Insurance: What Coverages You Need

A guide to what insurance coverage ecommerce businesses need.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10 minute read
Cover Image for Retail Business Insurance: What Coverages Do You Need?

Retail Business Insurance: What Coverages Do You Need?

Retail businesses face unique risks. They don’t just have a lot of foot traffic coming through stores; they might also have large amounts of money tied up in inventory or various properties sitting on the premises or in a warehouse. Here is everything you need to know about your retail business insurance.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
13 minute read

THE INFORMATION ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. Nothing on this website should be construed as a solicitation, proposal, offer, recommendation, endorsement, or advice regarding any insurance product. The information on this website is of a general nature and is not intended as a substitute for individual consultation with a licensed insurance professional. In no event will we undertake to advise you regarding your need for any insurance product. YOU ARE RESPONSIBLE FOR DETERMINING WHAT INSURANCE PRODUCTS YOU NEED AND IN WHAT AMOUNTS, BASED ON YOUR UNIQUE EXPOSURE TO RISKS AND ABILITY TO BEAR LOSSES. We are licensed insurance brokers in the following states: WA, OR, ID, MT, WY, CA, NV, UT, AZ, CO, MN, SD, NE, KS, OK, TX, IA, MO, AR, LA, WI, IL, KY, TN, MS, IN, GA, FL, OK, VA, NC, SC, DE, MD, DC, NJ, CT, RI, VT, NH, PA, and ME. Insurance products and features are subject to underwriting criteria and may not be available in all states.

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