Blog Page 7

Cover Image for What Is a Monoline Policy?

What Is a Monoline Policy?

A monoline insurance policy is a term that refers to a stand-alone insurance policy that provides coverage for a risk that is typically included under a package policy or a business owners policy. A monoline policy also refers to insurance policies that do not have a "supporting line" by the same insurance carrier. For example, a commercial excess liability policy is not usually bundled in with other coverages. However, it would be considered a monoline policy if the insurance company that underwrites your general liability is different than the insurance company that underwrites the excess general liability.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
9 minute read
Cover Image for Buying Contractor Insurance Online [Ultimate Buyer's Guide]

Buying Contractor Insurance Online [Ultimate Buyer's Guide]

Understand the pros and cons of buying contractor insurance online and how tech-savvy agencies combine the best of two worlds.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
8 minute read
Cover Image for How To Verify Contractors Before Hiring: 5 Simple Steps

How To Verify Contractors Before Hiring: 5 Simple Steps

Need to hire a contractor? Learn how to verify a contractor’s license, check references, and draw up a contract that will protect your business.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
7 minute read
Cover Image for What To Do When a Contractor Does Poor Work

What To Do When a Contractor Does Poor Work

When you need to hire a contractor for your business, they don’t always do a good job. Learn your rights and what to do when a contractor does poor work.

Alyssa DoyleAlyssa Doyle
Alyssa Doyle
6 minute read
Cover Image for What Is The Cheapest Contractor Insurance?

What Is The Cheapest Contractor Insurance?

Finding the cheapest contractor insurance isn't as straightforward as one might think, especially in the construction trades. Here are our tips and tricks to help you find the best deal.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
13 minute read
Cover Image for Do 1099 Employees Need Workers Compensation?

Do 1099 Employees Need Workers Compensation?

Does an employer have any responsibility to provide workers compensation to a 1099 contractor? Does a 1099 contractor need to provide workers compensation to themselves. even though they don’t have employees? The answer to both questions is yes, and we’ll explain why.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
14 minute read
Cover Image for What Is Commercial Insurance? An Introduction

What Is Commercial Insurance? An Introduction

Commercial insurance can seem complicated. There are virtually unlimited options for you to purchase or not purchase. Knowing the basics with some commercial insurance 101 knowledge can help you manage your business risk, while helping you save money on coverage that you may not really need.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
14 minute read
Cover Image for 6 Common Errors And Omissions Claims Examples

6 Common Errors And Omissions Claims Examples

Professional service providers often have more legal exposure to risk than they realize. A screw up or failure, no matter how unintentional, can have major consequences for even the most respected firms and expert consultants.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11 minute read
Cover Image for Breach Of Construction Contract: What Happens Next?

Breach Of Construction Contract: What Happens Next?

A contract will be written and include signatures from both sides with details regarding what both parties’ obligations are. If the person performing the work doesn’t meet these requirements, they are in breach of contract. Once this happens, there are a few different ways the dispute can be resolved. Here is what you need to know.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
8 minute read
Cover Image for Property Investor Insurance: What Coverage Do You Need

Property Investor Insurance: What Coverage Do You Need

Whether you have 50 or 500 properties, each building in your portfolio needs to be protected from loss and damage. This extensive guide will explain all the different types of property investor insurance and what coverages might be best for your business.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
27 minute read

THE INFORMATION ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. Nothing on this website should be construed as a solicitation, proposal, offer, recommendation, endorsement, or advice regarding any insurance product. The information on this website is of a general nature and is not intended as a substitute for individual consultation with a licensed insurance professional. In no event will we undertake to advise you regarding your need for any insurance product. YOU ARE RESPONSIBLE FOR DETERMINING WHAT INSURANCE PRODUCTS YOU NEED AND IN WHAT AMOUNTS, BASED ON YOUR UNIQUE EXPOSURE TO RISKS AND ABILITY TO BEAR LOSSES. We are licensed insurance brokers in the following states: WA, OR, ID, MT, WY, CA, NV, UT, AZ, CO, MN, SD, NE, KS, OK, TX, IA, MO, AR, LA, WI, IL, KY, TN, MS, IN, GA, FL, OK, VA, NC, SC, DE, MD, DC, NJ, CT, RI, VT, NH, PA, and ME. Insurance products and features are subject to underwriting criteria and may not be available in all states.

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