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Cover Image for General Liability Insurance: Everything You Should Know

General Liability Insurance: Everything You Should Know

The commercial general liability (CGL) insurance policy is one of the most common business insurance policies in America. This broad coverage insures businesses against most third-party property damage or bodily injury claims. Although there are a variety of commercial general liability coverage forms, the most common is the “CG0001 - Commercial General Liability Coverage Form.” Today we will review this form and explain how most insurance policies are put together.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
17 minute read
Cover Image for A Guide To Apartment Building Insurance

A Guide To Apartment Building Insurance

The point is that having a group of people living in your building poses a legal liability risk and a significant risk to the building itself. Here is what you need to know about the insurance policies that apartment building owners need.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
18 minute read
Cover Image for Woodworker Business Insurance - Choosing The Right Policies

Woodworker Business Insurance - Choosing The Right Policies

Having the right coverage is crucial for safeguarding woodworkers from the risks of the job. This cheat sheet on woodworker business insurance explains the policies you need and why.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
9 minute read
Cover Image for Commercial Property Insurance: The Ultimate Guide

Commercial Property Insurance: The Ultimate Guide

Businesses of all sizes and industries purchase commercial property insurance to cover their building and building contents. Here is everything you need to know about the coverage property insurance policy and our recommendations on how to get the best coverage for your business.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
37 minute read
Cover Image for Directors and Officers (D&O) Insurance: An Overview

Directors and Officers (D&O) Insurance: An Overview

D&O insurance provides a great set of coverage that most organizations could greatly benefit from. Similar to how you purchase general liability insurance to protect your organization from liabilities, D&O insurance is protects the owners, executives, and leaders from the liabilities of running a business. 

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
18 minute read
Cover Image for Contractor Umbrella Insurance - What To Know

Contractor Umbrella Insurance - What To Know

Construction and risk go hand in hand. Contractors are often required to lift heavy objects, operate large equipment, and work with high-voltage electricity to help build our homes, buildings, and infrastructures. There is no way to completely avoid these risks. You can protect yourself, though, and minimize the damage an accident can cause to both people and the company’s balance sheet. The best way to do this is to purchase a contractor umbrella insurance policy.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
7 minute read
Cover Image for A Guide To Contractor Insurance in 2024

A Guide To Contractor Insurance in 2024

In construction, no two contractors have the same insurance policy. It is essential that you know the basics of what you have and what you might need in the future.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
31 minute read
Cover Image for Commercial Building Insurance In Arkansas: What Are My Options?

Commercial Building Insurance In Arkansas: What Are My Options?

Commercial building insurance provides financial security for Arkansas business owners. Learn why Arkansas is unique and what business insurance coverage you’ll need.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10 minute read
Cover Image for Commercial Hurricane Insurance: What To Know

Commercial Hurricane Insurance: What To Know

This comprehensive guide helps businesses understand the risks and coverage options for commercial hurricane insurance.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10 minute read
Cover Image for What Is Force-Placed Insurance And How Do You Avoid It?

What Is Force-Placed Insurance And How Do You Avoid It?

When a property owner has a lapse or gap in insurance coverage, the lender will step in—and that has consequences. Learn more about force-placed insurance.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
6 minute read

THE INFORMATION ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. Nothing on this website should be construed as a solicitation, proposal, offer, recommendation, endorsement, or advice regarding any insurance product. The information on this website is of a general nature and is not intended as a substitute for individual consultation with a licensed insurance professional. In no event will we undertake to advise you regarding your need for any insurance product. YOU ARE RESPONSIBLE FOR DETERMINING WHAT INSURANCE PRODUCTS YOU NEED AND IN WHAT AMOUNTS, BASED ON YOUR UNIQUE EXPOSURE TO RISKS AND ABILITY TO BEAR LOSSES. We are licensed insurance brokers in the following states: WA, OR, ID, MT, WY, CA, NV, UT, AZ, CO, MN, SD, NE, KS, OK, TX, IA, MO, AR, LA, WI, IL, KY, TN, MS, IN, GA, FL, OK, VA, NC, SC, DE, MD, DC, NJ, CT, RI, VT, NH, PA, and ME. Insurance products and features are subject to underwriting criteria and may not be available in all states.

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