Even if you take every possible precaution with your business, you can still find yourself on the wrong end of a costly lawsuit. The best way to protect yourself and your business...

In short, general contractors are responsible subcontractors in both a professional and legal sense—and that working relationship will often link their fates in the case of a laws...

The terms subcontractor and independent contractor are often confused or misused. To protect yourself and your business from risk, it’s important to know the key differences and h...

Grocery store owners have to deal with more claims than most other business owners—it’s simply a part of their day-to-day. You need insurance to cover the various liability claims...

Hiring independent contractors is a popular way to do business. It is important to establish a contractual relationship with you 1099s to clarify their responsibilities and lower ...

You are deemed to be “legally liable” when you lose a civil court case to another individual, and the court determines you owe that person compensation. Here is what you need to k...

A well-thought-out insurance policy can protect your professional and personal investment in the buildings that you own. Here are the most important things to know about insurance...

Negligence is accidental harm that arises due to a failure on your part to prevent the harm. Negligence is made up of four legal elements: duty, breach, causation, and harm. Unlik...

Landlord insurance policies, commonly called lessors risk policies, provide liability and property coverage for building owners who lease part or all of a building they own. Here ...

Although they have some similarities, insurance and surety bonds are two distinctly different types of financial products that have completely different uses. Here is the differen...

If you are a contractor, chances are you have equipment you will need to insure—either to protect your investment or to comply with certain loan requirements. We’re here to help, ...

Knowing which contractor to hire means understanding the difference between general contractors and carpenters.
