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THE INFORMATION ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. Nothing on this website should be construed as a solicitation, proposal, offer, recommendation, endorsement, or advice regarding any insurance product. The information on this website is of a general nature and is not intended as a substitute for individual consultation with a licensed insurance professional. In no event will we undertake to advise you regarding your need for any insurance product. YOU ARE RESPONSIBLE FOR DETERMINING WHAT INSURANCE PRODUCTS YOU NEED AND IN WHAT AMOUNTS, BASED ON YOUR UNIQUE EXPOSURE TO RISKS AND ABILITY TO BEAR LOSSES. We are licensed insurance brokers in the following states: WA, OR, ID, MT, WY, CA, NV, UT, AZ, CO, MN, SD, NE, KS, OK, TX, IA, MO, AR, LA, WI, IL, KY, TN, MS, IN, GA, FL, OK, VA, NC, SC, DE, MD, DC, NJ, CT, RI, VT, NH, PA, and ME. Insurance products and features are subject to underwriting criteria and may not be available in all states.

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Blog Page 15

Cover Image for Contractor Indemnity Insurance: Everything You Should Know

Contractor Indemnity Insurance: Everything You Should Know

Contractor indemnity insurance (often called contractors professional indemnity insurance) is a professional liability policy. It’s often purchased by general contractors, design-...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
2/15/2021
Cover Image for Commercial Property Insurance: What Are The Average Costs?

Commercial Property Insurance: What Are The Average Costs?

Determining the cost of commercial property insurance can be extremely complex. To unravel the complexities of commercial property insurance rates, you first need to have an unde...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
1/18/2021
Cover Image for Oil & Gas Insurance: What Is It?

Oil & Gas Insurance: What Is It?

The U.S. oil and gas industry is responsible for nearly 10.3 million jobs and accounts for 8% of our national GDP. It has been a critical industry for many states for the last cen...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
12/21/2020
Cover Image for Tail Insurance Coverage - What Is It?

Tail Insurance Coverage - What Is It?

“Tail coverage” is an optional insurance provision found on a claims-made policy. It allows the insured to report claims against a policy for a specified period after the policy h...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
12/17/2020
Cover Image for Manufacturing Insurance: What You Need To Know

Manufacturing Insurance: What You Need To Know

Manufacturing companies are an essential component of society. Every product has been designed and built to specifications. Whether you are manufacturing for the food, aviation, a...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/12/2020
Cover Image for What Is A Hammer Clause? (Definition & Examples)

What Is A Hammer Clause? (Definition & Examples)

Even though the hammer clause is just a small paragraph within an extensive insurance program, it can have a significant impact on your professional reputation and insurance cover...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/12/2020
Cover Image for Hiring a Contractor Without Insurance - What Are The Risks?

Hiring a Contractor Without Insurance - What Are The Risks?

If you’re a homeowner, business owner, or real estate investor, your properties require maintenance. Roofs wear down, plumbing leaks, and sometimes you may want to remodel your sp...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/12/2020
Cover Image for Outside Directorship Liability Coverage - What Is It?

Outside Directorship Liability Coverage - What Is It?

Outside Directorship Liability is insurance coverage on the Directors & Officers (D&O) Liability Policy. Its purpose is to extend coverage to certain additional organizations, usu...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/11/2020
Cover Image for Directors And Officers Insurance Claims For Nonprofits

Directors And Officers Insurance Claims For Nonprofits

As a director or officer of a nonprofit, you could be held personally liable for financial damages caused by you as a board member. Depending on the operation and size of the nonp...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/9/2020
Cover Image for Finding Affordable Business Insurance In 6 Simple Steps

Finding Affordable Business Insurance In 6 Simple Steps

It is always smart to do your due diligence and make sure you are getting affordable business insurance that protects you. Here are six tips for finding cheap business insurance q...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10/22/2020
Cover Image for What Is Employee Dishonesty Coverage?

What Is Employee Dishonesty Coverage?

Did you know that the median loss per case of employee fraud is $125,000? Or that a typical fraud case lasts 14 months before detection and causes an average loss of $8,300 per mo...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
9/28/2020
Cover Image for General Liability Vs. Professional Liability: Which To Choose?

General Liability Vs. Professional Liability: Which To Choose?

General liability and professional liability (often referred to as professional indemnity or errors & omissions) are two common forms of insurance that work together, forming a co...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
8/3/2020
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