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HVAC Business Insurance: What You Need To Know
HVAC contractors face a unique risk in the construction industry. Nearly every building in the United States has heat and air, and operations can range from small residential units to large industrial facilities with demanding needs. Mistakes happen. Even if you do everything perfectly, you can still get involved in a lawsuit or be accused of poor workmanship. And that's where HVAC business insurance comes in – to pay for these events so your business isn't negatively impacted.
How Much Is A Business Insurance Policy?
Business insurance is a mechanism that allows you to pay a monthly or yearly premium, and in exchange, the insurance company assumes some of your business risks. Here is everything you need to know about how much a business insurance policy costs.
Understanding Commercial Flood Insurance - Do You Need It?
Flooding is the most common natural disaster in the United States. A single inch of floodwater can cause $25,000 in damage to even a modest-sized building. The problem is that flooding is not covered on a commercial property insurance policy. Here is everything you need to understand about commercial flood insurance.
What Do You Need To Get General Liability Insurance?
Purchasing business insurance can feel a little confusing, especially if you are new to it. With a little preparation and research, you’ll have a better understanding of the policy and ultimately get a better price on your insurance.
Personal Use Of Company Vehicles: What To Know
Many companies are allowing their employees to drive business vehicles for personal use, whether it’s an owner driving to the store or an employee running an errand. Although it appears to be harmless, allowing company vehicles to be used for personal use opens up your business to a significant amount of legal risk. Your business could be on the hook financially and face damage to its reputation is certain actions occur, such as drinking and driving or a severe personal accident.
Construction Insurance: Everything You Need To Know
Everything you need to know about insuring your construction business.
What Is Completed Operations Liability Insurance?
Completed operations liability is an insurance coverage typically included on most commercial general liability (CGL) policies. It pays for damages caused by your work that occur after you complete a job. This coverage is most often utilized by construction companies.
Personal And Advertising Injury Coverage - Explained
Personal and advertising injury liability is important to most businesses. It can help you recover from mistakes you make in oral and published material, as well as some additional coverages such as false arrest and wrongful eviction.
Licensed, Bonded And Insured Business: What Does This Mean?
Although “licensed, bonded, and insured” doesn't mean anything too specific, it does indicate that you can perform the work and that you are trustworthy. It also tells potential customers you have insurance to cover any accidents while performing the work.
Restaurant Insurance: A Guide For Small Business Owners
Restaurant insurance is an important ingredient to any successful establishment. It allows you to pay a monthly premium so you don't have to prepare for an accident to harm your business. This insurance will also help you deal with these problems as they arise so that you can continue to spend your time running your business.