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THE INFORMATION ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. Nothing on this website should be construed as a solicitation, proposal, offer, recommendation, endorsement, or advice regarding any insurance product. The information on this website is of a general nature and is not intended as a substitute for individual consultation with a licensed insurance professional. In no event will we undertake to advise you regarding your need for any insurance product. YOU ARE RESPONSIBLE FOR DETERMINING WHAT INSURANCE PRODUCTS YOU NEED AND IN WHAT AMOUNTS, BASED ON YOUR UNIQUE EXPOSURE TO RISKS AND ABILITY TO BEAR LOSSES. We are licensed insurance brokers in the following states: WA, OR, ID, MT, WY, CA, NV, UT, AZ, CO, MN, SD, NE, KS, OK, TX, IA, MO, AR, LA, WI, IL, KY, TN, MS, IN, GA, FL, OK, VA, NC, SC, DE, MD, DC, NJ, CT, RI, VT, NH, PA, and ME. Insurance products and features are subject to underwriting criteria and may not be available in all states.

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Blog Page 18

Cover Image for What Is Time Element Insurance Coverage?

What Is Time Element Insurance Coverage?

Time element coverage insurance refers to claims of monetary loss due to the inability to use a property as a result of damage. The amount of money lost is directly correlated wit...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11/4/2019
Cover Image for Business Interruption Insurance - What's Covered?

Business Interruption Insurance - What's Covered?

Business interruption insurance is the most important property insurance a small business can buy. In the event of a business interruption event, there are two important coverages...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10/31/2019
Cover Image for What Is Excess Insurance?

What Is Excess Insurance?

The majority of business liability insurance policies come with liability limits of $1,000,000 per occurrence - but is this enough? $1,000,000 is not enough coverage for a busines...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10/9/2019
Cover Image for What Is Premises Liability Insurance?

What Is Premises Liability Insurance?

If you have a business location, whether it be an office or a storefront, the chances are that you have some premises liability risk. From customers tripping in your parking lot t...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10/9/2019
Cover Image for What is a Risk Management Consultant?

What is a Risk Management Consultant?

A risk management consultant is an advisor who helps organizations and individuals assess their risk and develop a plan to minimize their exposure to loss. A risk management consu...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
9/12/2019
Cover Image for Commercial Risk Management - Why Your Business Needs It

Commercial Risk Management - Why Your Business Needs It

Commercial risk management is a strategy that organizations use to secure their assets, minimize liabilities, and protect the cash flow of their organization. A good risk commerci...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
9/10/2019
Cover Image for Business Insurance Coverage - An Overview

Business Insurance Coverage - An Overview

Every business, large and small, has unique exposures to risks. Although there are many ways to handle your business vulnerabilities, the most popular method is through insurance ...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
9/5/2019
Cover Image for What Are Risk Mitigation Strategies?

What Are Risk Mitigation Strategies?

As a business owner, you are surely aware of how your business runs and what goals you need to meet for your business to grow and thrive. But, have you considered how your risk m...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
8/15/2019
Cover Image for Workers Compensation Experience Modifiers: What You Need To Know

Workers Compensation Experience Modifiers: What You Need To Know

The workers compensation experience modifier can drastically affect the pricing of your insurance program. Here is what the experience modifier is, how it works, and how you can l...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
8/12/2019
Cover Image for Is Your Business Insurance Policy Ready For Tornado Season?

Is Your Business Insurance Policy Ready For Tornado Season?

Spring is here and, for many, that means tornado season is in full swing. As a business owner, you need to know and understand the terms of your insurance before high winds or hai...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
6/4/2019
Cover Image for What Does Building Owner's Property Insurance Cover?

What Does Building Owner's Property Insurance Cover?

As an owner of revenue generating real estate, the chances are that you have significant assets tied up in the property. It is not only vital that you have property insurance but ...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5/1/2019
Cover Image for The Importance of Liability Insurance for Residential and Commercial Landlords

The Importance of Liability Insurance for Residential and Commercial Landlords

The liability risks associated with owning leased real estate and apartments property can be enormous. Keeping up with activities of tenants, their guests, building maintenance, c...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
4/30/2019
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