Blog Page 18

Cover Image for General Liability Vs. Professional Liability: Which To Choose?

General Liability Vs. Professional Liability: Which To Choose?

General liability and professional liability (often referred to as professional indemnity or errors & omissions) are two common forms of insurance that work together, forming a comprehensive risk management solution for all types of businesses.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
10 minute read
Cover Image for Oklahoma Workers Compensation Insurance - Explained

Oklahoma Workers Compensation Insurance - Explained

Running a business with employees is a huge undertaking. In addition to developing a competitive product and winning business, you also have to manage people and deal with the regulations associated with having employees. It is a large responsibility, and not one you should take lightly. Once you become an employer, you have to start thinking like an employer. What if an employee gets hurt on the job? What are the workers comp laws in Oklahoma, anyway?

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11 minute read
Cover Image for 4 Biggest Contractor Risks In Construction

4 Biggest Contractor Risks In Construction

Contractors face an incredible amount of risk every day. Operating heavy machinery, dealing with high-voltage wires, working from heights, handling hazardous materials such as asbestos…it is no wonder so many accidents happen. Here are some of the biggest contractor risks, as well as how to cover yourself during a potential event.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
6 minute read
Cover Image for Business Insurance In Oklahoma - The Ultimate Guide

Business Insurance In Oklahoma - The Ultimate Guide

Oklahoma is a unique state with many challenges. With a deep history in the oil and gas industry, a significant aerospace presence, and a considerable amount of tribal land, Oklahoma is a state diverse in risk and opportunity. Here are some things you should know before getting a quote for business insurance in Oklahoma.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
21 minute read
Cover Image for Understanding Business Catastrophe Liability

Understanding Business Catastrophe Liability

While insurance protects against events such as slip-and-falls, fender benders, and damage to a client's property, most business owners purchase liability insurance to protect themselves against catastrophic claims that would otherwise bankrupt their companies.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5 minute read
Cover Image for How To Get Your Business Bonded And Insured

How To Get Your Business Bonded And Insured

Purchasing commercial insurance is nothing like insuring your personal home or vehicle. Many businesses think they can give their agent or broker some information and receive a business insurance and bond quote within the same day. While this can be true for small, very low-risk businesses, this is not the case the majority of the time. Obtaining the coverage you need can be easy if you know the steps involved and you have a plan in place.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
12 minute read
Cover Image for Leased Equipment Insurance - What Is it?

Leased Equipment Insurance - What Is it?

The ability to rent equipment is an important tool that contractors use to win bids and grow their businesses. It is important to obtain the right coverage to cover your contractual obligations, as well as develop a good relationship with the equipment rental businesses.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5 minute read
Cover Image for Swimming Pool Service Insurance: For Contractors

Swimming Pool Service Insurance: For Contractors

Swimming pool and spa contractors have a completely different set of risks than the general construction industry. Risks can arise from digging, experiencing adverse weather conditions, designing the drainage system, installing the product, or even spraying gunite. You also have to comply with strict regulations, such as the Americans With Disabilities Act (ADA) and the Virginia Graeme Baker Pool & Safety Act. There are an infinite number of things that could go wrong. By knowing what commercial swimming pool insurance you need to cover your risks, you can protect your business and its assets from potential accidents.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5 minute read
Cover Image for What Are Commercial Insurance Endorsements?

What Are Commercial Insurance Endorsements?

A commercial insurance endorsement is a document attached to your insurance policy that adds, removes, or changes your coverage in some type or fashion. You must know the function of each endorsement on your policy (especially the bad ones) to know the parameters of the insurance coverage you purchase.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11 minute read
Cover Image for Startup Business Insurance - Everything You Need To Know

Startup Business Insurance - Everything You Need To Know

Starting a business is challenging. It requires an incredible amount of dedication, work, and capital. It also demands trust, not only from future customers, but also from investors and employees. It is no secret that startups need some insurance to legitimize their business and to protect what they work so hard to build. Here is a short guide to what kind of startup business insurance you most likely need, as well as some tips to make your premium dollars work hard for your new company.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
9 minute read