Inland Marine Insurance
Inland Marine Insurance covers mobile property that your business owns that doesn't stay at your business location and instead travels around.
What is Inland Marine Insurance?
Inland Marine Insurance is an essential policy that provides coverage for property that's in transit over land, certain types of moveable property, instruments of transportation, and legal liability exposures.
Why You Need It
1
To Protect Goods in Transit
Companies that frequently transport goods or equipment need Inland Marine Insurance to protect against loss or damage during transportation.
2
To Cover High-Value Items
If a business has high-value items or equipment, an Inland Marine policy can provide necessary coverage against damage or loss.
3
To Comply with Contractual Requirements
Some contracts, especially in construction or logistics, require businesses to have Inland Marine Insurance to ensure all parties are financially protected.
Need To Cover Mobile Property?
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What Inland Marine Insurance Covers
Goods in Transit
This policy covers goods or materials while they're being transported over land.
Mobile Equipment
Covers expensive mobile machinery and equipment that a business frequently transports between different locations.
Property in Your Care
If a business is responsible for property that belongs to others, this insurance covers loss or damage to that property.
What Inland Marine Insurance Doesn't Cover
Not Covered
Normal Wear and Tear
Regular depreciation or damage due to normal use isn't covered by Inland Marine Insurance.
Not Covered
Damages during Sea Transport
While the name might suggest otherwise, Inland Marine Insurance doesn’t cover goods while they're being transported by sea; this would fall under Ocean Marine Insurance.
Not Covered
Certain Natural Disasters
Some policies may exclude coverage for natural disasters such as earthquakes and floods, or may require additional coverage for these perils.
Reasons To Have Inland Marine Insurance Coverage
Inland Marine Insurance is a must have for businesses that need:
To Protect Goods in Transit
Companies that frequently transport goods or equipment need Inland Marine Insurance to protect against loss or damage during transportation.
To Cover High-Value Items
If a business has high-value items or equipment, an Inland Marine policy can provide necessary coverage against damage or loss.
To Comply with Contractual Requirements
Some contracts, especially in construction or logistics, require businesses to have Inland Marine Insurance to ensure all parties are financially protected.
What Does Inland Marine Insurance Coverage Cost?
Costs can vary based on your location and the specific type of work you perform. Here are some examples of small business BOP quotes:
| State | TX | KS | OK |
| Annual Revenue | |||
| Insured Property Value | |||
| General Liability Limit | |||
| E&O Limit | |||
| Annual Premium |
Frequently Asked Questions
What Our Customers Are Saying
I’ve worked with Austin at LandesBlosch. He is upfront and honest, active in the community, and helpful even beyond basic insurance. I’d recommend LB to anyone.
Colton J.
I have been with Guy Landes and the LandesBlosch agency for almost 20 years. Guy Landes and his staff have been there for me and my entire family through several claims as well as guiding us successfully to ensure our family’s ever changing and growing business. Whether you are looking for personal or commercial insurance, you cannot find a more devoted and competitively priced group than the LandesBlosch Group!
Mike S.
Buying insurance can be a daunting task because of the complexity of each policy. LandesBlosch has been a game changer for my business. They held my hand through all the different options that my businesses may or may not needs to make sure I'm not underinsured. This reduces my personal stress and my business liability.
Dalton P.
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